Company Description

Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.

Job DescriptionCredit assessment and evaluation of structured / specialised senior debt applications for businesses within Business and Commercial Banking leveraging deep financial, legal and debt structuring skills, whilst ensuring application of sound credit risk principles and risk policies to manage credit losses and support asset book growth within risk appetite.Apply and engage in dealmaking to support dealmakers in lending origination.Manage and continuously assess the credit risk of the allocated portfolio through the credit life cycle, proactively managing the credit risk of the asset book within Bank risk appetite.

The jobholder may operate in one or more of the segments as required by business needs.

Qualifications

Type of Qualification: First Degree
Field of Study: Business Commerce, Finance and Accounting, Mathematical Sciences, Risk Management, Quantitative Studies

Experience Required
Credit Risk - BCB
5-10 years
Credit risk assessment as a mandate holder in Business or Commercial Banking.

3-5 years

Debt structuring for complex, structured or large transactions such as LAF, management buy outs, etc

2-3 years

Debt structuring exposure such as LAF, MBOs, M&A.

Additional Information

Behavioural Competencies:

Adopting Practical ApproachesDeveloping ExpertiseEmpowering IndividualsExamining InformationExploring PossibilitiesTeam Working

Technical Competencies:

Deal AppraisalEconomic Capital ManagementEvaluating Risk Management EffectivenessIndustry KnowledgeLocal Market KnowledgeRisk Identification

Please note: All our recruitment processes comply with the applicable local laws and regulations.

We will never ask for money or any form of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or [email protected]