We help the world run better

At SAP, we enable you to bring out your best. Our company culture is focused on collaboration and a shared passion to help the world run better. How? We focus every day on building the foundation for tomorrow and creating a workplace that embraces differences, values flexibility, and is aligned to our purpose-driven and future-focused work. We offer a highly collaborative, caring team environment with a strong focus on learning and development, recognition for your individual contributions, and a variety of benefit options for you to choose from.

 

Role Overview: As a Senior Credit Governance Reporting Specialist, you will be responsible for overseeing and generating both internal and external control reports for Credit Governance. This includes creating projections and impact analyses for credits (Incentives, Contractual Credits, SLA Credits) by Line of Business (LOB) and credit type, assessing their effect on the company’s Free Cash Flow (FCF). You will also collaborate with multiple stakeholders to ensure the proper application of credit governance procedures across different business units.

 

Key Responsibilities:

Manage and generate internal and external credit governance reports, ensuring accuracy and compliance with all regulatory and internal standards. Develop detailed projections and impact analysis for credits by LOB and credit type, assessing their effect on the company’s financial position, specifically focusing on Free Cash Flow (FCF). Oversee and track credit governance processes to ensure compliance with credit policies and guidelines, including mitigating any potential risks or discrepancies. Collaborate with key stakeholders across finance, accounting, sales, and operations to provide actionable insights on credit impact and drive informed decision-making. Contribute to the preparation of monthly, quarterly, and annual reports for management and other stakeholders, providing a clear analysis of credit data and trends. Lead the identification of trends, discrepancies, and potential risks within credit data to improve forecasting and risk mitigation strategies. Support ad-hoc reporting and analysis as required, ensuring alignment with business objectives.

Required Skills and Qualifications:

Strong background in credit management, finance, accounting, or a related field with at least 2-5 years of experience in credit management or financial reporting. Proficient in data analysis and reporting tools (e.g., Excel, SAP, or similar), with the ability to manipulate complex data sets and present findings clearly. Solid understanding of financial concepts, particularly the impact of credit on Free Cash Flow (FCF), revenue forecasting, and budgeting. Exceptional communication skills, with the ability to effectively collaborate with senior stakeholders, present data insights, and make recommendations for process improvements. Strong attention to detail, ensuring accuracy in reporting and analysis, and the ability to meet tight deadlines under pressure. Proven ability to work independently and within a team, with a proactive approach to solving problems and managing multiple tasks simultaneously. Experience in creating financial reports for different business areas, including senior-level stakeholders and external auditors. Language Skills: Fluent in English (written and spoken); additional languages are a plus.

Desirable Skills:

Experience in business forecasting, with a focus on credit and financial planning. Knowledge of SAP or similar ERP systems, with experience in working with large-scale data sets and systems. Understanding of operational and financial impacts of credit policies, with a proven ability to identify and address inefficiencies or risks. Experience in risk management, specifically related to credit governance and financial compliance. Ability to develop and implement process improvements within the reporting framework to enhance efficiency and accuracy. Advanced Excel skills, including working with pivot tables, macros, and financial modeling tools.

Why Join Us?

This is an exciting opportunity to contribute to the global operations of a leading organization while developing your expertise in credit management. You will play a key role in ensuring the efficient and effective management of credit processes, working alongside a talented and diverse team.

If you are passionate about credit management and have the experience and skills we are looking for, we invite you to apply and join our team.

 

​Bring out your best

SAP innovations help more than four hundred thousand customers worldwide work together more efficiently and use business insight more effectively. Originally known for leadership in enterprise resource planning (ERP) software, SAP has evolved to become a market leader in end-to-end business application software and related services for database, analytics, intelligent technologies, and experience management. As a cloud company with two hundred million users and more than one hundred thousand employees worldwide, we are purpose-driven and future-focused, with a highly collaborative team ethic and commitment to personal development. Whether connecting global industries, people, or platforms, we help ensure every challenge gets the solution it deserves. At SAP, you can bring out your best.

We win with inclusion

SAP’s culture of inclusion, focus on health and well-being, and flexible working models help ensure that everyone – regardless of background – feels included and can run at their best. At SAP, we believe we are made stronger by the unique capabilities and qualities that each person brings to our company, and we invest in our employees to inspire confidence and help everyone realize their full potential. We ultimately believe in unleashing all talent and creating a better and more equitable world.
SAP is proud to be an equal opportunity workplace and is an affirmative action employer. We are committed to the values of Equal Employment Opportunity and provide accessibility accommodations to applicants with physical and/or mental disabilities. If you are interested in applying for employment with SAP and are in need of accommodation or special assistance to navigate our website or to complete your application, please send an e-mail with your request to Recruiting Operations Team: Careers@sap.com
For SAP employees: Only permanent roles are eligible for the SAP Employee Referral Program, according to the eligibility rules set in the SAP Referral Policy. Specific conditions may apply for roles in Vocational Training.

EOE AA M/F/Vet/Disability:

Qualified applicants will receive consideration for employment without regard to their age, race, religion, national origin, ethnicity, age, gender (including pregnancy, childbirth, et al), sexual orientation, gender identity or expression, protected veteran status, or disability.
Successful candidates might be required to undergo a background verification with an external vendor.

Requisition ID: 423632  | Work Area: Finance  | Expected Travel: 0 - 10%  | Career Status: Professional  | Employment Type: Regular Full Time   | Additional Locations: #LI-Hybrid.