Saint-Helier, St Helier, Jersey
4 days ago
Credit Risk Management Officer

Company Description

Standard Bank Offshore is the offshore arm of the Standard Bank Group, a leading Africa focused financial services group, and an innovative player on the global stage. Our international Banking, Lending, Investment, Fiduciary and Wealth Management services   offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals.

Our clients range from individuals to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa and SBO is perfectly positioned to support the growth of our organisation from our office in the Isle of Man, Jersey, London, Mauritius and South Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.

Job Description

PLEASE NOTE:

This role is not open to relocation.  Only candidates who have residency and right to work in Jersey can be considered.

Credit Support is accountable for assisting credit managers in the day-to-day administration of their credit portfolio, through in-work collaboration with the credit managers.

Qualifications

Minimum Qualification: 

First Degree in Business Commerce

Experience Required :

1 - 2 years experience in Risk & Corporate AffairsGeneral business or credit knowledge; ability to interact with financial statements.

Key Outputs :

Support Credit Manager with daily excess management by investigating excessing, liaising with business stakeholdersPrepare and submit motivation to Credit Manager for approval and ensure that all excesses on portfolio have been approvedProvide comments for ad-hoc reporting and oversight forumsEnsure that limits loaded on systems corresponds with relevant credit sanctions and legal documentation at all timesProactively source all documents (Review Pack) required by the Credit Manager to conduct an annual credit review

Additional Information

Behavioural Competencies:

Checking ThingsDocumenting FactsFollowing ProceduresInteracting with PeopleInterpreting DataInviting FeedbackMeeting TimescalesProducing OutputProviding InsightsTaking ActionTeam WorkingUpholding Standards

Technical Competencies:

Data AnalysisData Management (Administration)Stakeholder Management (IT)Written Communication

#SBO

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